I recently unearthed that I will see ton insurance policies from another type of insurance company for just $ bucks a-year compared to $ your organization keeps charged and escrowed on my loan membership. We never envisioned you to my very own mortgage lender perform employ of your governments required ton insurance system in order to victimize and over fees their customers. If the things, I expected to receive a lower charges regarding my own home loan company getting flooding insurance coverage. Its criminal which you have overcharged me.

In the slide of 2005 I gotten a letter from your own organization stating that I happened to be when you look at the Flood Zone AE hence you’ll escrow my personal financial which have compulsory financial set flooding insurance policies publicity. In the a recent page away from Patsy #####, a real estate agent from your own organization, I was advised that i had accidently stated that I found myself in Area AE. That’s completely wrong. Right from the start You will find was able which i was inside the Region X. In her letter, Ms. McKenzie ultimately conceded that we was at Area X. I also called their particular privately once i discovered that I’m able to get flooding insurance compliment of another insurance carrier for $ annually and you may wanted to learn as to the reasons I found myself becoming overcharged. She responded of the stating that I can have bought flooding insurance rates of a different sort of insurance provider anytime and i didnt need certainly to order it of Countrywide. I tried to spell it out that i are told your charges to have flooding insurance rates is got rid of while i turned out I became maybe not inside the Flood Area AE, thus, it can was dumb in my situation to acquire ton insurance somewhere else. I became positive that I could confirm I happened to be in the Area X according to the in depth FEMA maps plus the maps I gotten out of my personal city. Ive given every charts for the organization also a official level certification.

We acquired new return observe and look on March 30th

I recently found that Area X (unshaded) tends to be a (SFHA) Special Flood Chances Town. We cant score installment loans online no credit check Colorado a straight answer away from people. Try Region X (unshaded) a flooding region while so shouldnt I spend less for flood insurance policies for the Region X given that elevation is a lot more than Zone AE? We have removed a good LOMA letter out of FEMA and I will be looking forward to their dedication according to research by the elevation certification Ive given in it. Theyve as asked even more charts and pointers so i anticipate the dedication might possibly be postponed.

I additionally assume a carried on fight with your company. History week your company returned my digital payment as financial matter are quicker the new flood insurance coverage escrow. You recharged myself a later part of the fee, sent myself a threatening page that you wouldnt take on my payment and you can delivered myself a check I cant bucks. It was my personal February commission. Ive once the paid down ount. Ive together with delivered Marchs fee electronically once again. This time around I integrated the fresh new flooding escrow amount. Can i send it back for the Mays mortgage payment? The been each week since i named and i nonetheless havent obtained income phone call to inform myself the way i should just do it.

I also named your organization and you will expected what i must do on the check, since i cant cash they

To make things even worse We obtained a visit regarding a countrywide Occupation Properties Inspector in regards to a loss of profits Write Check. They wanted to bring photos of your hurricane destroy and you may repairs Ive obtained. We told the fresh inspector which i did not have people hurricane otherwise flood damage, not today otherwise previously. Ive never, actually ever registered a state therefore havent had people hurricanes from inside the Hampton NH. The guy continued to inquire of me to sign his form. I told you I might on condition that however i’d like to produce a note beside my identity stating that I did not document a ton insurance policies claim. He refuted thus i did not signal his function, yet not, We managed to photocopy they and you may Ive provided a duplicate along with this specific letter.