Ought i extremely use the funds from a property Equity Loan TB getting something?

The whole number of a home Guarantee Financing TB is actually a great mortgage the mission, which means that there are no standards so you’re able to file any goal plus the funds from the home Collateral Financing TB tends to be put at your best discretion. Truly the only exception to this rule is actually a posture if you use the home security loan to repay other money in this instance you need to pay back the individuals finance and any kept the main financing can be used for any purpose.

What is the difference in an individual financing TB additionally the Home collateral mortgage TB ?

The user Financing TB financing with an intention speed of 5.9 % p. good. and you will readiness period maximum. 8 years,

Our home Collateral Loan TB financing with an intention rate away from dos.59 % p. good. with 12 months obsession and you will maturity two decades.

Is it possible to pay back the home Equity Mortgage TB early?

Yes, our home Equity Financing TB can be paid back early, even in the place of a fee, to your time of end of one’s repaired-attention months. A person also can give an amazing deposit one time per year around the latest 20 % of your mortgage principal without any charge. Along with these two solutions, the costs out of very early installment must not meet or exceed step 1 % of your own very early paid back matter with the construction mortgage.

Exactly what requirements perform I have to see if i need certainly to grab a home Security Mortgage TB ?

• minimum age 18 many years,
• documents of most recent net month-to-month money out-of five hundred EUR or even more,
• mortgage around the maximum amount of 80 % of bound property,
• restrict repayment ages of 20 years,
• an option to have fun with an element of the loan to pay costs (loan percentage and you may making sure pro review of the apartment courtesy Tatra banka),
• pledging of your own property possessions since the cover.

Is there any insurance coverage readily available easily in the morning incapable of pay the house Collateral Mortgage TB ?

Yes, there can be. Within the venture to the UNIQA insurance provider you can arrange the pursuing the via telephone service Dialog Alive or even in Tatra banka part:

• insurance rates of your ability to pay back financing, that will give you confidence in case of unanticipated occurrences one to have a tendency to stop you from carried on to settle the borrowed funds,
• possessions insurance coverage to plan predicated on your circumstances.

Exactly what are the repaired interest rate choices of the home Collateral Loan TB ?

A choice of a predetermined interest is available for just one, dos, step 3, 5, eight and 10 years or the whole loan fees months.

No less than a couple months till the avoid of your own fixed interest rate several months we’re going to contact your in writing and you will enable you to understand the brand new interest rate together with brand new repaired interest rate several months. You could potentially select, whether your:

• take on new rate of interest additionally the fixed-price period,
• accept the deal to increase or shorten the fresh new fixed-speed several months plus the related rate of interest.

How does the fresh new appointment in Tatra banka go ahead whenever drawing this new financing? What takes place on first conference?

Visit ‘s the first step to obtain the loan. Agenda a date for your meeting thru Dialogue Alive *1100. All of our financial bankers is borrowing pros. You will observe in regards to the done offer out of financing issues at the the first appointment right after which it would be your responsibility to combine the credit to suit your new home, car loan, bungalow otherwise assets refurbishment.